New research from the Federal Reserve Bank of New York confirms a K-shaped economy, where spending growth is concentrated among high-income households. This divergence, which began in 2023 after pandemic-era relief programs ended, is largely driven by wealth gains from financial assets rather than wage growth. While high-income households saw over 7% real spending growth since early 2023, lower-income households experienced minimal gains, raising concerns about economic vulnerability to market downturns. AI
排序理由 Research paper from a central bank analyzing economic trends.
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