中国工商银行行长刘珺表示，与中央银行相比，商业银行在迈入人工智能时代面临着更具挑战性的转型。他指出，商业银行直接承担AI部署的财务和法律责任，而中央银行则侧重于政策和监管。这意味着，如果AI系统造成损害，商业银行必须直接承担赔偿责任，他形容这种负担“更惨”。 AI
影响 强调了商业银行在实施AI时面临的直接财务和法律风险，可能减缓其采用速度。
排序理由 来自金融机构高管对本行业AI采用挑战的评论。
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工商银行行长：商业银行面临比央行更艰难的AI转型
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报道来源 [1]
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