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English(EN) You need $2 million to retire and ‘almost no one is close,’ BlackRock CEO warns, a problem that Gen X will make ‘harder and nastier’

黑石集团CEO警告大多数美国人未为退休做好准备

黑石集团CEO Larry Fink警告称,大多数美国人严重未为退休做好准备,平均所需储蓄估计为210万美元,而很少有人能达到这一目标。他指出,像X世代这样严重依赖401(k)的群体,由于这些计划固有的复杂性和个人责任,面临着尤其严峻的未来。Fink主张增加雇主参与度以及可能的强制储蓄,以应对日益增长的退休危机,并指出许多临近退休的人在401(k)或IRA中几乎没有储蓄,这增加了对濒临破产的社会保障体系的依赖。 AI

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黑石集团CEO警告大多数美国人未为退休做好准备

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报道来源 [1]

  1. Fortune TIER_1 English(EN) · Sydney Lake ·

    黑石集团CEO警告:退休需要200万美元,‘几乎没人能达到’,X世代将使问题‘更艰难、更糟糕’

    Many Americans have less than $150,000 saved for retirement.