Freddie Mac
PulseAugur coverage of Freddie Mac — every cluster mentioning Freddie Mac across labs, papers, and developer communities, ranked by signal.
4 day(s) with sentiment data
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Learned Monotone Recurrent Features Enhance Governed Credit Scoring
A new research paper explores the use of learned monotone recurrent features in governed credit scoring, aiming to improve accuracy and stability in regulated financial environments. The study found that the effectivene…
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US housing market shifts to buyers as sellers cut prices amid high mortgage rates
The U.S. housing market is showing signs of shifting towards buyers, with a record percentage of sellers cutting prices for this time of year, according to Redfin. This trend is most pronounced in cities like Denver and…
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Mortgage rates near 3-year high, applications plunge
Mortgage rates have climbed to their highest point in nearly three years, exceeding 7.28% for a 30-year fixed loan. This surge, closely mirroring the rise in 10-year Treasury yields, has led to a significant drop in mor…
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Tight mortgage lending standards exclude qualified buyers, impacting home sales
Stricter mortgage lending standards, implemented after the Great Financial Crisis, are significantly hindering potential homebuyers despite lower default rates. A study by The Pew Charitable Trusts highlights that while…
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Norway's $2.3T Wealth Fund to Cut $80B in US Treasuries for Riskier Debt
Norges Bank Investment Management, the world's largest sovereign wealth fund, has proposed a significant shift in its U.S. debt holdings. The fund plans to reduce its allocation to U.S. Treasury bonds by approximately $…
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LLMs translate credit risk model explanations, but evidence representation is key
Researchers have explored using large language models (LLMs) to translate complex credit risk model explanations into more understandable narratives for stakeholders. A study using Freddie Mac loan data compared three p…
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US home sales fall as mortgage rates hit one-year high
U.S. home sales experienced a decline in July, reaching a seasonally adjusted annual rate of 4.06 million units, primarily due to elevated mortgage rates and record-high home prices. The benchmark 30-year fixed mortgage…
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Federal Reserve holds rates steady, Bitcoin hovers near $64K amid policy uncertainty
The Federal Reserve maintained its target interest rate range, but market expectations for future rate hikes remain uncertain. Bitcoin's price has fluctuated around $64,000, influenced by these monetary policy signals a…
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New model improves credit risk survival analysis under data drift
Researchers have developed a new dynamic joint modeling framework to improve the robustness of credit risk survival analysis under non-stationary environments. This framework integrates a longitudinal behavioral marker …
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American Dream replaced by 'Great Postponement' due to affordability crisis
A new phenomenon called the 'Great Postponement' is emerging, suggesting that traditional markers of the American Dream, such as homeownership and marriage, are being delayed by younger generations. This trend is driven…
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Fortune 500 C-Suite Shifts: Key Executive Appointments in Retail, Finance, and Apparel
This week's Fortune 500 Power Moves column highlights several executive changes across various sectors. In the apparel industry, PVH appointed Alexis Rollier as CFO. The financial sector saw Christian Lown named EVP and…
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US mortgage rates hit highest level since August 2025 at 6.55%
The average interest rate for a 30-year fixed-rate mortgage in the United States has reached 6.55%, according to Freddie Mac. This marks the highest level since late August of the previous year, an increase from the 6.4…
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US Congress passes new law to boost housing supply, despite Trump's opposition
The United States has enacted the 21st Century ROAD to Housing Act, a significant bipartisan effort aimed at increasing the nation's housing supply. Despite initial uncertainty surrounding President Donald Trump's stanc…
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Trump snubs housing bill, forcing it into law without signature
Donald Trump has refused to sign a significant bipartisan housing bill, the 21st Century ROAD to Housing Act, which will now become law without his signature. Trump's decision is a protest against the Senate's failure t…
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US housing market splits: prices fall West, soar Northeast
The U.S. housing market is experiencing a significant regional divergence, with home prices falling in Western states while soaring in the Northeast. Despite a national slowdown in existing home sales, the median sales …
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AI startups disrupt mortgage origination with automation, attracting VC funding
The mortgage industry is undergoing a significant transformation driven by AI, as companies aim to automate loan origination processes and reduce high operational costs. Startups like Copperlane, Vesta, and Blend Labs a…
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US mortgage rates climb to 6.52%, nearing yearly peak
The average rate for a 30-year fixed mortgage in the U.S. has risen to 6.52%, nearing a year-long high. This increase, up from 6.48% last week, contributes to elevated borrowing costs for homebuyers. Factors influencing…
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US mortgage rates stay high due to deficits, not Fed
Mortgage rates in the U.S. remain elevated, averaging 6.48% for a 30-year fixed loan, significantly impacting the housing market. Despite Federal Reserve actions, these rates are primarily influenced by financial market…
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Trump drops Pulte for DNI after Senate revolt
President Donald Trump has withdrawn his consideration of Bill Pulte for the permanent Director of National Intelligence role following bipartisan opposition from the Senate. Senators from both parties raised concerns a…
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Trump names housing regulator Bill Pulte acting intelligence chief
Donald Trump has appointed Bill Pulte, a federal housing regulator, as the acting director of national intelligence. Pulte, a close political ally with no prior intelligence experience, will now oversee 18 US intelligen…