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中文(ZH) 储蓄国债即将纳入个人养老金产品池,为投资者提供长期稳健投资选择

China adds savings bonds to personal pension products

China is expanding its personal pension product offerings by including savings bonds, with institutions like ICBC already listing them on their apps. This move, set to be fully implemented by June 2026, aims to provide investors with stable, long-term options and potentially boost participation in the pension system. Experts anticipate further diversification of pension products. AI

RANK_REASON Significant policy change expanding financial product offerings for a national pension system. [lever_c_demoted from significant: ic=1 ai=0.1]

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  1. 36氪 (36Kr) TIER_1 中文(ZH) ·

    Savings bonds to be included in personal pension product pool, offering investors long-term stable investment options

    6月1日,工商银行等部分机构的手机端App上,已在个人养老金专区上线“国债”入口。根据财政部、中国人民银行此前联合发布的《关于储蓄国债(电子式)纳入个人养老金产品范围有关事宜的通知》,开办机构应当自2026年6月起,开办个人养老金储蓄国债(电子式)业务。专家认为,此举将为投资者提供长期稳健的投资选择,有望激活缴存热情,后续个人养老金产品体系仍有扩容空间。(中证网)