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中文(ZH) 逾百万亿元贷款到期,银行迎战资产端“大考”

Banks face loan maturity crisis as allulose sweetener market booms in China

The banking sector is facing a significant challenge as over 104 trillion yuan in loans are set to mature in 2026, with many clients opting for bond financing over loan renewals. Meanwhile, the market for allulose, a new generation of high-end natural sweeteners, is experiencing a boom in China following its recent approval as a new food ingredient. Major brands like Kang师傅, Tongyi, and Mengniu have already launched products containing allulose, with global giants like Coca-Cola also investing in its development. AI

RANK_REASON The cluster discusses financial market trends and a product market boom, not a specific event fitting other categories.

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COVERAGE [1]

  1. 36氪 (36Kr) TIER_1 中文(ZH) ·

    Over one million billion yuan in loans due, banks face a "major test" on the asset side

    “贷款利率已经降至2%左右,但客户还是选择发债融资。”华东一家股份行的对公业务人士林新(化名)对记者表示,今年最头疼的不是“贷款放不出去”,而是“贷款留不住了”。继天量存款到期后,银行业又迎来天量贷款集中到期——据机构测算,2026年贷款到期规模预计超过104万亿元。记者近日调研多家股份行、城商行、农商行发现,银行一线人士已感受到压力:一边是存量贷款续贷难度提升,另一边则是优质企业加速转向发债融资。(上证报)