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中文(ZH) 山西调整住房公积金贷款和提取政策

Shanxi eases housing provident fund rules for loans and withdrawals

By PulseAugur Editorial · [1 sources] ·

Shanxi province in China is adjusting its housing provident fund policies to reduce home-buying costs and ease withdrawal conditions. Effective May 10, 2026, the maximum loan term for individual housing provident fund loans will be extended to 30 years, with the loan maturity not exceeding the borrower's 68th birthday. The province is also modifying rules for converting commercial mortgages to provident fund loans and allowing provident fund withdrawals for home purchases using contracts or property certificates issued within the last five years, capped at the actual purchase price. AI

RANK_REASON Policy change related to housing finance, not core AI. [lever_c_demoted from research: ic=1 ai=0.1]

Read on 36氪 (36Kr) →

AI-generated summary · Google Gemini · from 1 sources. How we write summaries →

Shanxi eases housing provident fund rules for loans and withdrawals

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Policy change related to housing finance, not core AI. [lever_c_demoted from research: ic=1 ai=0.1]
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COVERAGE [1]

  1. 36氪 (36Kr) TIER_1 中文(ZH) ·

    Shanxi Adjusts Housing Provident Fund Loan and Withdrawal Policies

    5月11日，记者从山西省省级机关住房资金管理中心了解到，为降低购房消费成本、放宽购房提取公积金条件，2026年5月10日起，山西延长个人住房公积金贷款年限，住房公积金贷款期限按整年计算，最长不得超过30年，且贷款到期日不超过借款申请人68周岁。同时，调整“商转公贷款”及“部分商转公贷款”的住房消费行为时间限制，缴存职工于2026年5月10日以前通过商业银行发放的商业住房按揭贷款购买太原市住房的，贷款房屋取得不动产权证书后，符合山西省省级机关住房资金管理中心其他贷款条件的，可以申请办理商业住房按揭贷款转公积金贷款及部分转公积金贷款。另外，调整购房类提取住房…

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