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New framework explores household vs. personal financial decision-making

By PulseAugur Editorial · [1 sources] ·

A research paper by Sunday Okekwu proposes a new theoretical framework to understand how individuals classify financial decisions as either personal or household matters. The framework introduces two key constructs: Perceived Decision Authority (PDA), which measures an individual's belief about who has legitimate control over a decision, and Decision-Specific Household Interdependence (DSHI), which quantifies the extent to which a decision involves other household members. The paper suggests that household consequence does not automatically dictate decision authority, and insurance purchase in Nigerian households is presented as an empirical setting to test these propositions. AI

RANK_REASON Research paper proposing a new theoretical framework. [lever_c_demoted from research: ic=1 ai=0.1]

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AI-generated summary · Google Gemini · from 1 sources. How we write summaries →

New framework explores household vs. personal financial decision-making

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Research paper proposing a new theoretical framework. [lever_c_demoted from research: ic=1 ai=0.1]
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COVERAGE [1]

  1. Mastodon — mastodon.social TIER_1 English(EN) · sundayokekwuinsurance.wordpress.com@sundayokekwuinsurance.wordpress.com ·

    WHEN DOES A FINANCIAL DECISION BECOME A HOUSEHOLD DECISION? DECISION CLASSIFICATION, DECISION GOVERNANCE AND INSURANCE PURCHASE IN NIGERIAN HOUSEHOLDSRESEARCH P

    WHEN DOES A FINANCIAL DECISION BECOME A HOUSEHOLD DECISION? DECISION CLASSIFICATION, DECISION GOVERNANCE AND INSURANCE PURCHASE IN NIGERIAN HOUSEHOLDSRESEARCH PAPER Date: 11 September 2026Author: Sunday OkekwuAffiliation: Sunday Okekwu Independent Research CentreResearch Centre: …

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