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Suzhou boosts housing provident fund loan limits and withdrawal access

Suzhou's housing provident fund management center has updated its policies to enhance the usability of housing provident funds. The maximum individual loan amount has been increased to 1.5 million yuan, and the maximum family loan amount is now 2 million yuan. Additional incentives include a 50% loan increase for purchasing new homes with existing housing sales and expanded eligibility for fund withdrawals to cover housing needs, loan repayments, and support for individuals facing financial hardship due to illness or low-income status. AI

Summary written by gemini-2.5-flash-lite from 1 source. How we write summaries →

RANK_REASON Policy change by a regional government entity impacting financial services. [lever_c_demoted from significant: ic=1 ai=0.0]

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  1. 36氪 (36Kr) TIER_1 中文(ZH) ·

    Suzhou Optimizes Housing Provident Fund Usage Policy

    5月10日,苏州市住房公积金管理中心印发《关于优化住房公积金使用政策的通知》(苏州房金〔2026〕24号)。其中指出,个人公积金最高贷款额度调整为150万元,家庭公积金最高贷款额度调整为200万元。购买、建造、翻建、大修行政区域内自住住房申请公积金贷款(不含“商转公”贷款),申请时全国范围内无公积金贷款余额的,执行首套房公积金贷款政策。购买行政区域内实施现房销售的新建商品住房项目,公积金贷款额度在可贷额度基础上上浮50%。属于下列情形的,本人、配偶、父母、子女(含配偶)均可提取公积金:1.购买、建造、翻建、大修自住住房;2.偿还自住住房贷款本息;3.当地…