A research paper by Sunday Okekwu introduces the Ecosystem-to-Protection Translation Framework (EPTF) and the Insurance Capability–Protection Translation Gap (ICPTG) to analyze why a developed insurance market in Nigeria does not automatically translate into greater population protection. The framework distinguishes between the potential for protection within an insurance ecosystem and the actual realization of that protection for the population. Okekwu argues that factors beyond market capability, such as insurance literacy, affordability, trust, and claims experience, are crucial for translating ecosystem potential into effective protection outcomes. AI
RANK_REASON Research paper introducing new conceptual frameworks. [lever_c_demoted from research: ic=1 ai=0.1]
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- Ecosystem-to-Protection Translation Framework
- Insurance Capability–Protection Translation Gap
- Nigeria
- Sunday Okekwu
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