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中文(ZH) 银行理财2.52万亿元投向公募,配置占比创历史新高

Chinese wealth management products boost public fund allocation to record high

As of June 2026, wealth management products in China held 2.52 trillion yuan in public funds, marking a historical high of 7.0% of their total assets. This significant increase, up 1.9 percentage points from the start of the year, positions public funds as the fourth-largest asset class for these products. The shift is driven by a contraction in traditional asset supply, pressure on market returns, and the ongoing transition to net-value-based management, with public funds offering tools like bond funds for smooth net value fluctuations and ETFs for efficient equity allocation. AI

RANK_REASON Significant investment shift by major financial institutions. [lever_c_demoted from significant: ic=1 ai=0.1]

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Chinese wealth management products boost public fund allocation to record high

COVERAGE [1]

  1. 36氪 (36Kr) TIER_1 中文(ZH) ·

    Bank wealth management 2.52 trillion yuan invested in public funds, allocation ratio reaches a record high

    银行业理财登记托管中心最新数据显示,截至2026年6月末,理财产品投资资产合计36万亿元,其中公募基金配置规模2.52万亿元,占比较年初提升1.9个百分点,至7.0%、创历史新高,并跃居理财产品第四大资产类别,仅次于债券、现金及银行存款、同业存单。在传统优质资产供给收缩、市场收益承压、净值化转型深化的背景下,理财产品可借助债券型基金灵活调节组合久期,通过配置摊余成本法债基平滑净值波动,依托ETF实现权益资产高效布局,利用基金标准化交易机制提升调仓效率与资金运作效率。正是这一系列工具价值的释放,构成了近年来理财产品持续增配公募基金的核心逻辑。(中证报)