Early termination of wealth management products is becoming the norm, and proactive "slimming down" is becoming a new risk control strategy for wealth management companies.
Several wealth management companies, including Zhaoyin Wealth, Xinyin Wealth, Ping An Wealth, Minsheng Wealth, and Jiaoyin Wealth, have recently announced the early termination of some of their wealth management products. While some terminations were due to profit targets being met, others were forced by significant decreases in scale due to redemptions. However, proactive terminations are becoming a more common risk control strategy for these companies, with a substantial number of products, totaling 48,000 by the end of Q1 2026, still in existence. AI