Insurers pivot AI strategy toward core risk underwriting
Insurers are shifting their artificial intelligence strategies from general efficiency gains to directly impacting core risk underwriting and capital allocation, according to the 2026 Evident AI Index. This pivot signifies a maturation of AI adoption within the industry, with a focus on measurable return on investment rather than just ambitious projects. Consequently, there has been a significant increase in AI specialist headcount, while overall insurance workforce numbers have slightly decreased, indicating a strategic reallocation of talent towards AI development and implementation. AI
IMPACT Insurers are prioritizing AI applications that directly impact risk selection and capital allocation, signaling a move towards AI as a core operational system rather than a supplementary efficiency tool.